Borrowing cash. In the course of life many people are more likely to borrow funds.


There are lots of forms of credit and loans. You need to have the right loan for your requirements and really should check around when it comes to most useful loan.

Customers whom borrow funds are protected by a selection of legislation and statutory codes including the buyer Credit Act 1995, the European Communities (Consumer Credit Agreements) Regulations 2010, the Central Bank of Ireland’s Customer Protection Code 2012 together with Customer Protection Code for Licensed Moneylenders (pdf) – see ‘Credit as well as your customer liberties’ below. There’s also guidelines exactly how credit and loans may be marketed.

The Money Advice and Budgeting Service (MABS) may be able to help if you are having trouble paying off a loan.

Generally speaking, banking institutions, building communities along with other credit organizations charge for making use of lent cash.